You have reached your goal!
Your trusted guide to insurance, finance & peace of mind in Germany
At DKG mbH, we make insurance, finance, and investing simple for expats.
From health and liability coverage to pension planning, smart investments, and real estate as a solid asset, we help you understand, choose, and secure what truly fits your life in Germany.
Clear advice. Real expertise. No jargon – just confidence in every decision you make.
Online consultations – anywhere in Germany or abroad
Independent insurance & finance consulting
We work with 700+ insurance providers
Podcast for knowledge & insights
Did you know, that you are obligated to have health insurance in Germany and can choose between 96 statutory health insurance companies and 42 private health insurance companies? Even in this seemingly simple matter of health insurance, you can see how diverse the options are that you can choose from.
1. Mandatory: Personal risk coverage
Health and long-term care insurance
statutory or private
Occupational disability insurance
Private liability insurance
Household contents insurance
Car insurance
Legal protection insurance
Private supplementary health insurance
Private supplementary long-term care insurance
Accident insurance
2. In addition: Family protection
Survivors' insurance
What happens when you have an accident? Who pays the bills? Who takes care of your family and children? We can tell you what you need and what to look for to never worry about the worst-case scenario again.
We provide you with comprehensive advice in the event that something happens to you and your family can no longer support themselves due to the temporary or permanent loss of your income.
3. Additionally: Assets and investments
Wealth creation
For yourself
Wealth creation
for the education & future of your own children
Wealth creation
Real estate and related financing
As part of our holistic consultation, we match your desires and goals with the opportunities of the financial market and explain them to you in detail. This enables you to make targeted decisions that you feel comfortable with.
What do we offer you?
- ZEnglish-speaking financial brokers who can introduce and explain the German financial and insurance system and its conditions to you
- Consultation by a fluent speaker, with whom you can speak English on equal terms.
- ZIndependence from financial and insurance companies
- As brokers, we are not bound to any single company in the finance or insurance industry and therefore advise freely and completely according to your requirements.
- ZConceptual, individual care, tailored to your needs & goals
- You are our focus. We provide holistic advice and do not sell you isolated individual products.
- ZAdvice always up-to-date
- Wherever you find your professional home in Germany: Consultation is possible remotely via video conference or on-site in our offices, as you wish!
- ZService from day one
- In addition to our consulting services, we are available as a contact person for you and handle the correspondence between you and the insurance companies. For all overarching topics, we offer you an annual service appointment to adapt your concept to changed conditions.
Feel free to contact us anytime!